The time series for the indicators used to set the CCyB have been updated. The time series are now available for Q4 2025.

The time series for the indicators used to set the CCyB have been updated. The time series are now available for Q1 2026.

The German Financial Stability Committee (FSC) regularly deals with risks in the German residential real estate market. For the first time, the FSC also takes into account Bundesbank’s data collection on housing loans (WIFSta). WIFSta facilitates particularly the monitoring of lending standards for new housing loans. First results point to potential risks given the relatively large share of new …

The European Central Bank (ECB) published its semi-annual Financial Stability Review on 21 May 2025. It provides an overview of potential risks to financial stability in the euro area.

The Bundesbank published its annual Financial Stability Review on November 6, 2025. In the review the Bundesbank highlights relevant developments, explains vulnerabilities in the German financial system and points out risks to its stability.

The European Central Bank (ECB) published its semi-annual Financial Stability Review on 26 November 2025. It provides an overview of potential risks to financial stability in the euro area.

The European Systemic Risk Board (ESRB) has published a Recommendation for the establishment of a pan-European systemic cyber incident coordination framework (EU-SCICF) (ESRB/2021/17).

ESRB has published five warnings and two recommendations on medium-term residential real estate vulnerabilities and the assessment of compliance with recommendations issued in 2019 (ESRB/2021/10).

According to the ECB’s May 2022 Financial Stability Review, the war in Ukraine has increased the risks to financial stability. However, the European banking system has proved resilient. Challenges could also arise in relation to debt sustainability.

The ESRB issued a warning about risks to EU financial stability (ESRB/2022/7). It calls for resilience in the financial system to be preserved or enhanced in order to support the economy if these risks materialise.