The German Financial Stability Committee (FSC) regularly deals with risks in the German residential real estate market. For the first time, the FSC also takes into account Bundesbank’s data collection on housing loans (WIFSta). WIFSta facilitates particularly the monitoring of lending standards for new housing loans. First results point to potential risks given the relatively large share of new …

The German Financial Stability Committee (FSC) has analysed which macroprudential instruments currently most effectively address the risks identified in the financial system. The FSC welcomes the package of macroprudential measures announced by the Federal Financial Supervisory Authority (BaFin).

The German Financial Stability Committee (FSC) regularly assesses risks in the German financial system and the adequacy of macroprudential measures.

At its meeting on 27 May 2019, the Financial Stability Committee recommended that the Federal Financial Supervisory Authority (BaFin) activate the domestic countercyclical capital buffer (CCyB) starting in the third quarter of 2019 and increase it from zero to 0.25 per cent within 12 months.

Next to assessing the current risk situation in the German financial system, the Financial Stability Committee also discussed the introduction of the countercyclical capital buffer as a new macroprudential instrument. It noted that the sustained low interest rates in particular could remain the starting point for a variety of potential negative developments. This continues to require careful …

The German Financial Stability Committee (FSC) has presented its ninth report to the German Bundestag. In the reporting period from 1 April 2021 to 31 March 2022, the main topics explored by the FSC were the effects of the coronavirus pandemic, the risks emanating from the real estate market and the activation of macroprudential measures to counteract the increased vulnerabilities in the German …

The ECB’s expansionary monetary policies are not the only factor contributing to uncertainty concerning the financial stability situation and trends in Germany. Developments in Greece and the Russia-Ukraine conflict also play a significant role. This is explored in more depth in the Financial Stability Committee’s second report, issued on 30 June 2015.

The Financial Stability Committee presented its seventh report to the German Bundestag today. The report indicates that during the period from 1 April 2019 to 31 March 2020, the Financial Stability Committee was primarily concerned with the risk of underestimating credit risks, the low interest rate environment and property markets.

In its sixth report of 20 May 2019, the Financial Stability Committee focused on cyber risks and Brexit. It also addressed the countercyclical capital buffer for banks.

The Financial Stability Committee (FSC) presents the German Bundestag its tenth report, covering the reporting period from 1 April 2022 to 31 March 2023. The FSC dealt with developments in the risk situation and resilience of the German financial system as well as the adequacy of the package of macroprudential measures. Amongst other things, the FSC looked at risks that financial stability might …